Junior ISA

Help to offset the financial challenges of the future with an ISA that teaches young people the importance of saving and provides a tax-efficient and flexible way to help their future prospects.

What is a Junior ISA?

The Junior ISA replaced the Child Trust Fund (CTF) in 2011. Any child born between 2002 and 2011 will hold a CTF, which can now be transferred to the Junior ISA.

Whether your children opt to use the proceeds to help provide for a good education, leaving university with less debt, investing in their own business or getting on the property ladder, the opportunity to help secure their future with a Junior ISA investment can give them that all-important head start.

Key Investor Information Documents

Before you choose to invest in a Unit Trust via an ISA, it’s important you read our Key Investor Information Documents and Supplementary Information Document.

You should be aware that an investment with St. James's Place will be directly linked to the performance of the funds selected and the value may therefore fall as well as rise. You may get back less than you initially invested.

The favourable tax treatment given to Junior ISA is subject to changes in legislation and may not continue in the future.

Got a question?

If you would like to speak to us about a particular issue or wish to find out more about the services we offer, please get in touch.