Finding the right banking adviser in London to manage your finances means ensuring that they understand your requirements and goals. This will involve both banking and mortgage advisory services.
At St. James’s Place we can meet your requirements, taking time to understand your financial targets and ensuring that your wealth works for you.
Cash management
We can introduce you to cash management services with the aim of maximising the interest rate you achieve on your cash.
Researching the best bank accounts can be time-consuming and involves continual research to find the best deals available. At St. James’s Place, we offer an online solution through Flagstone, a portal which accesses 20 banks and hundreds of accounts. Once you have completed the initial paperwork, you can switch banks at the touch of a button, helping to maximise interest rates or to minimise risk by diversifying deposits across a number of banks, managing Financial Services Compensation Scheme limits. Private, business and charity clients can access this service as well as trust accounts.
In addition, we can offer a range of savings accounts in conjunction with Metro Bank.
Some clients may have a need for foreign exchange payments and we have access to competitively-priced providers.
If the high street banks are unable to meet your requirements, we have access to a panel of private banks providing a tailored service for clients with more complex needs.
Mortgages
As a mortgage adviser in London, our mortgage advisory services are designed to match your needs with great precision, whether you are a first-time buyer or a buy-to-let* investor, buying abroad or looking at commercial* properties. We also cover intergenerational mortgages if you are looking to help children or grand-children onto the property ladder.
We offer a comprehensive range of mortgages from across the marketplace that lenders make available to mortgage intermediaries.
*Commercial and some buy to let mortgages are not regulated by the Financial Conduct Authority.
