Financial Planning
For Your Business

As a business owner, your financial needs are unique. That is why a bespoke financial plan can be the key to a secure and prosperous future. Check all the options on how you can protect yourself, your income, your business and your team and be well-prepared for any challenges that may arise along the way.

Employee Benefits - Looking After Your Staff

Your Workplace benefits: Empower the entire workforce to achieve financial goals and navigate life events through personalised one-on-one guidance, digital tools and workplace solutions. 
Establish Financial Foundation: Help employees take control of their personal finances and drive awareness and engagement with workplace benefits.
Enhance Employee Productivity and Focus: We provide expertise and resources to help create a workforce that is less worried about finances and more focuses on driving business.

Will Your Business Deliver The Retirement You Want?

To ensure that your business can deliver the future that you want, you should have a goals based plan and answer three questions:

How much will you need to fund your 'future-perfect' life?
Are you on track now, in terms of both your personal wealth and business value?
What more could you and your business achieve with a little more planning?
Are you fully maximising your company's benefits?

We will help you build a plan for a business exit or share sale tax-efficiently using all the relevant allowances and reliefs. One thing is certain, without proper planning you could get stuck.

We can help you to answer the questions above, take control of both your personal and business financial strategies and deliver the retirement and lifestyle that you want.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is generally dependent on individual circumstances.

Exit strategies may involve the referral to a service that is separate and distinct to those offered by St. James's Place.

Are You Planning A Business Exit?

You can benefit from our advice if you are a company shareholder, and:

Own vested or unvested company shares in public company, or;
Own ISOs, NSOs or RSUs.
Work in a private company and is about to IPO.
Work in a private company and is going through a management buy-out.
Work for a private company is being purchased by Private Equity.
Own shares in a private company.

With good planning and clear direction, the above events can enhance your ‘Future Perfect’. However, these transactions are often complicated with strict terms, varying strategies and numerous tax implications that may impact your future financial wellbeing.

Would Your Business Survive Without You?

Your time and effort are invaluable to the company, but have you considered the impact on your business if you were unable to work? There are solutions on how you secure your business's success and the financial future of your family.

Planning to protect your key person can help you deal with unexpected consequences:

Loss of profit
Minimise business interruption
Loan protection
Management buy-out

You and your family can be financially protected in the event of an unexpected interruption to your income. You can have peace of mind to focus on your recovery without worrying about the financial impact of not being able to work, in case of illness.


Discover 7 Potential Steps to Minimise Inheritance Tax and Preserve Your Wealth as a Business Owner

We offer a no-obligation consultation designed to help you develop a financial plan bespoke to your life goals. Book your consultation today and take the first step towards a more secure financial future.

Castell Wealth Management is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website Castell Wealth Management is a trading name of Castell Wealth Management Ltd. Castell Wealth Management Ltd is registered in England and Wales, Number 11639376. Registered Office: 251 Grays Inn Rd, London WC1X 8QT.

© Castell Wealth Management Limited. 2023.

SJP approved as at 19/06/2024


Discover 7 Potential Steps to Minimise

Inheritance Tax

and Preserve your Wealth as a Business Owner


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