• Make 2022 less taxing – the financial habits to get into.

    There’s no better time than the New Year to get into good habits that will make a real difference to your life. Financial goals are an ideal place to begin, not least…

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  • Whatever your financial goals, don’t miss this year’s use-by date for your tax allowances

    Don’t let your tax allowances and reliefs go to waste – make sure you take action before the end of the tax year on 5 April. With the ongoing COVID-19 pandemic making…

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  • Use it or lose it: how tax allowances can help future-proof your finances

    When you’re setting goals for the future, it can be hard to find the path between the place you are now and the place you want to be. The answer usually lies…

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  • Beat the 60% tax trap – find out how to beat this sneaky tax sinkhole with our guide.

    A quick check with HMRC will confirm that Income Tax is charged at 0%, 20%, 40% or 45%, depending on your income for the year. The rates are marginally different in Scotland,…

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  • Turning the oil tanker around

    Pressure from investors is encouraging major oil and gas producers to refocus towards renewable energy, demonstrating how your money can make a positive difference. Demand for fossil fuels is reaching a plateau…

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  • Preparing for a care-needs assessment

    The first step towards finding the care a loved one needs is for them to undergo a formal assessment by their local authority – here’s how to get the most from it….

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  • Everything you need to know about the social care means test

    A financial assessment by your local authority will ascertain how much they’ll pay towards your long-term care. If you need long-term care and have received a care support plan, the next step –…

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  • The links between mental health and financial wellbeing

    It’s well recognised that the money problems that may arise from challenging and stressful life events often impact mental health. Fortunately, there is support available. If we ever needed a clear illustration…

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  • Self-employed women: you work for yourself but you’re not alone

    Looking after your finances can seem daunting when you’re self-employed, but you don’t have to go it alone. Taxes, pensions and cash flow are easier to manage than you think. Rising numbers…

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  • Your 2021/22 tax allowances: why you shouldn’t wait until March to make the most of them

    Leaving it to the last minute can cost you financially and cause unnecessary stress. If you’ve ever left it as late as possible to meet a deadline, you’ll know what it feels…

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