SPECIALIST FINANCIAL ADVICE

For business owners

It’s only natural to hope that your business will one day help to fund a comfortable lifestyle and retirement.

To be sure that your business can deliver what you want, you need to be able to answer three questions:

  1. Are you on track now, in terms of both your personal wealth and business value?
  2. What more could you and your business achieve with a little more planning?​
  3. How much will you need to fund your desired lifestyle?

We can help you to answer these questions, take control of both your personal and business financial strategies and deliver the retirement and lifestyle that you want. And all in a sustainable and responsible manner.

YOUR BUSINESS CONSULTATION

We’re offering a no-obligation consultation that’s been designed specifically for business owners.

We’re offering an exclusive one to one session that’s been developed specifically for business owners to help you explore multiple scenarios and ways to improve your outcomes, achieve your goals and maybe even surpass your expectations for your retirement planning.

  1. We’ll benchmark your business profit and productivity against similar businesses in your space.
  2. We’ll show you which factors can increase or reduce the value and attractiveness of your business to buyers and investors.
  3. We’ll give you a realistic current valuation of your business and, more importantly, an idea of what it could be worth in the future.
  4. We’ll show you if and where there is risk and how to mitigate and minimise it.

We work in conjunction with an extensive network of external growth advisers and SME specialists who have been carefully selected by
St. James’s Place.

The services provided by these specialists are separate and distinct to the services carried out by
St. James’s Place and include advice on how to grow your business and prepare your business for sale.

To book your session simply call us on 020 8042 2998 or send us an email.

Our Team Are Ready To Help

James Lindley

Director

James Lindley is the founder of Castell Wealth Management. He has a personal mission to teach individuals and companies the art of managing their finances in a thoughtful, sustainable, and tax-efficient way…

Tom Wood

Senior Adviser

As a Senior Adviser of Castell Wealth Management, Tom specialises in providing high-quality personal advice. His predominant focus is advising a trusted client base on lifelong wealth management strategies helping them achieve their…

James Addison

Financial Adviser

As an adviser of Castell Wealth Management, James focuses on providing holistic financial planning and investment planning advice to city professionals and business owners across a wide range of exciting industries. James…

Tom Donlea

Financial Adviser

Tom is a reliable and dedicated Financial Adviser with Castell Wealth Management. Prior to becoming a Financial Adviser, Tom built a wealth of knowledge by consulting with a number of the world’s…

Francesca Bartlett

Business Support Manager

Francesca joined Castell Wealth management as a Business Support Manager in 2021. Prior to this, she had considerable experience in managing the back office and HR duties across different sectors. Francesca joined…

Garth Donnan

Financial Adviser

Garth is a South African born wealth manager based in London, focused on providing sustainable goal-based financial management to his clients. His top priority is working with individuals alongside their family and business…

Aryan Chopra

Financial Adviser

Originally from Canada, Aryan has built a career around solving problems and finding creative solutions for his clients who are looking to save on taxes, make their money work smarter and achieve…

Stacey Presly

Financial Adviser

Stacey is a financial adviser who has a passion for helping successful and independent women manage their wealth. Stacey prides herself in bringing a fresh approach to financial planning for clients and…

James Hole

Financial Adviser

James is a Financial Adviser at Castell Wealth Management who recognises that everyone has the right to personal feelings about their money and takes the time to understand his clients before providing…

What our business owners clients say

As a business owner, I needed an adviser who understands that my commercial and personal financial objects must be aligned and that, ultimately, my business is my retirement vehicle. My Castell adviser and his team have put this at the heart of their advice, transforming my investment strategy and providing the clarity, focus and reassurance of a long term plan that will deliver the lifestyle and security that I want for me and my family. The responsible and sustainable approach is the icing on the cake. I have no hesitation in recommending them to other business owners looking to grow or sell their business.

Zaid H

CEO, Care Home Group

I required investment and protection advice for both my personal finances and my business. My Castell adviser has been very responsive and has provided a highly knowledgeable and clear picture of the options regarding a number of different priorities. He has provided a friendly and efficient service and I feel comfortable in the knowledge he is structuring my finances effectively, and being proactive with them.

Edward M

Founder

The team at Castell have supported our rapidly growing business Sochitel with advice and help around our corporate benefits, including company pension schemes, income protection for staff and death in service group benefits. James has provided excellent advice on these work benefits alongside tax-efficient cash-extraction from a share sale. I cannot recommend him highly enough to any growing business. It has been a privilege to be part of their ecosystem of influential clients.

Jerry E

CEO – Sochitel

Since moving my pension pot over to St.James’s Place, my Castell adviser has always been available for consultation and the support I receive is excellent. I would have no hesitation in recommending them to any of my colleagues.

Angus M

James has been very proactive in ensuring I am on top of what I need to do with respect to my retirement investments. He has contacted me in good time of any tax deadlines and is professional, friendly and very helpful. I would not hesitate in recommending him to anyone who wants a fair review of their investment planning and help and support in managing investments.

Claire T

University Professor

Tom has a great knowledge of many different areas and I would happily recommend him to any of my friends, family or anyone that was looking for a helping hand with any financial advice. Tom was great throughout the process and is continuing to monitor and communicate with me on the current investments and always looking at the next option. Very professional and I wouldn’t want to use anyone else.

Chris S

Director

Tom is courteous and professional, taking the time to explain the process and the various options presented to us. He explained everything to us carefully and allowed us the time and space to come back with further questions where necessary. He is extremely knowledgeable and we felt very comfortable placing our trust in him through this process.

Claudia C

Solicitor

Tom has genuine enthusiasm, and his friendly disposition put me at ease throughout. He was able to demystify the scary concept of personal finance in a clear way. I feel I have gained an ally that understands my financial goals and what’s more, an ally who can help me achieve them. This is of course underpinned by empathy and expertise. I couldn’t recommend him highly enough.  

Andrew K

Associate Creative Director

Specialist services for Business Owners, Directors and Companies

Providing you the support you need

Working with your accountant and other professionals

Our robust financial planning often involves close cooperation with other professional service providers. If you already have accountants, solicitors or other trusted professionals, we are very happy to work alongside them to ensure you receive the highest quality service.

Business owners and entrepreneurs club

Our club for business owners and entrepreneurs is the ideal way to build networks, share ideas, and establish relationships with other dynamic individuals and teams. Through shared creativity and talent, new concepts and approaches can help everyone thrive.

Cashflow management planning

Effective management of cashflow is important for any business, both to ensure that day-to-day transactions proceed smoothly, and to maximise the return on cash that might not be needed immediately.

Talk to us today
Creating financial independence

Relying on the sale of a business to fund retirement is a risk, as things don’t always proceed according to plan. We’ll help you take a different approach, reducing your financial dependence on your business and still taking steps to protect your future and secure a comfortable retirement.

Planning ahead of time is important if you intend to exit your business at some point in the future and benefit from the rewards of your hard work.

We guide you through the complexities of exit planning and help ensure your business is in a position to give you the financial rewards you hope for.

Arrange a financial review
Company pensions planning

We can help you navigate the range of corporate pension options, both for yourself and your fellow directors. Each individual’s needs will be unique, but our advice is always tailored to specific circumstances ensuring that the corporate pension arrangement you select is right for your business.

Book a pension consultation
Tax and renumeration

Shareholder planning and remuneration strategy

Your focus as a shareholder in your business is to work closely with fellow shareholders to ensure your business’s success. We ensure that these relationships run smoothly, and that there are robust policies to deal with remuneration and succession planning, along with protections in the event of illness or death.

Tax planning for business owners

As a business owner, your tax affairs can be more complex than many people’s, and you need to know that you aren’t paying more in tax than you should. We take a close look at your complete financial picture and help you plan in the most tax-efficient manner to minimise your tax liability.

Arrange a financial consultation
Protecting you and your business

Protection against risk

However well your business is run, unwelcome events always have the potential to cause problems if you’re not properly prepared. With our help, you can put a robust plan in place to protect your business and personal finances, ensuring that business colleagues and employees benefit from protection too.

Business risk and protection strategy

A smooth-running business is an aim for most, but it also pays to be prepared for the many risks and unexpected events that could come your way. We help put strategies in place to protect against business risks, guiding you through the options and making sure your business is ready for what’s round the corner.

Review your risk with us
Supporting your workforce

Employee financial wellbeing programme

Helping your employees achieve good financial health is an attractive benefit, and it’s a boon to your business too. Promoting financial peace of mind throughout your team adds value to your benefits package and helps to attract the best talent to your company.

Employee benefits programme

Alongside your remuneration strategy, a programme of employee benefits is an effective way to attract and retain high-quality team members. Options can include income protection, life assurance, counselling and advice sessions – a range of cost-effective benefits that your team will appreciate.

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