Matching the risks you’re prepared to take with your investments with a balanced and well-diversified portfolio may be the right strategy when you’re aiming to significantly grow your income or capital. St. James's Place ISA funds are managed by some of the world’s top investment professionals who regularly review them to reflect the changing markets.
Why an investment ISA?
Since the introduction of the ISA in 1999, this type of investment has become one of the most popular and tax-efficient saving products available. In 2014, the Chancellor announced greater flexibility and larger tax breaks and the ISA allowance remains at £20,000 for the tax year 2019/2020.
The flexibility to use both cash and investments in the overall limit makes a stocks and shares ISA one of the most versatile elements in any portfolio.
Key Investor Information
Before investing in any financial products including a unit trust via ISA, it’s important that read the key investor information and supplementary information documents.
The value of an ISA with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
An investment in a Stocks and Shares ISA will not provide the same security of capital associated with a Cash ISA.
The favourable tax treatment of ISAs may be subject to changes in legislation in the future.